Working Capital Line of Credit

Small Town Bank can provide business owners with open-ended lines of credit for continual business needs such as seasonal working capital, inventory management, or just daily operations. With a Small Town Bank Line of Credit, you are pre authorized to borrow up to a specified amount. We offer several options to secure these loans with and can help you figure out your credit options when trying to decide.

We offer:

  • Flexible revolving credit lines starting at $10,000
  • Fast, easy access to funds whenever you need them
  • Competitive rates with multiple options both fixed and variable
  • Multiple secured and unsecured collateral options available

Please see a Small Town Bank Loan Officer to apply or for additional information.

*All Loans subject to Credit Approval

Small Town Bank Loan Officers

Wedowee Office
(256) 357-4936
Ranburne Office
(256) 568-2265
Roanoke Office
(334) 863-4151
 Carrollton Office 
(770) 834-5111

Alan Hubbard
NMLS # 609361

Ashley Rayfield
NMLS # 1691901

Bill Landers
NMLS # 609365

Patty Shoemake 
NMLS # 1508019 
Donny Slick
NMLS # 609362 
Dallas Office 
(770) 505-2265 

Tim May
NMLS # 539112
Galen Hobbs 
NMLS # 849995 

Clay Kimbrell
NMLS # 1461628

Genevieve Cole 
NMLS # 543744

Heflin Office 
(256) 463-2790
Oxford LPO 
(256) 831-4015 
David Sears 
NMLS # 539108

Carol Wallace 
NMLS # 810830 
Debra Nelson 
NMLS # 1089177 
Jonathan Mosley 
NMLS # 543593 

Bank Information 

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Wedowee - Main Branch
Ranburne Branch
Roanoke Branch
Heflin Branch
Oxford - Loan Production
Carrollton, GA - Branch 
Dallas, GA - Branch
Personal Checking
Business Checking
Personal Lending
Business Lending
Merchant Services
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Monday 8:30 am - 4:30 pm
Tuesday 8:30 am - 4:30 pm
Wednesday 8:30 am - 1:00 pm
Thursday 8:30 am - 4:30 pm
Friday 8:30 am - 5:00 pm
Saturday (Lobby Closed) 

Monday 8:00 am - 4:30 pm
Tuesday 8:00 am - 4:30 pm
Wednesday 8:00 am - 1:00 pm
Thursday 8:00 am - 4:30 pm
Friday 8:00 am - 5:00 pm
Saturday 8:00 am - 12:00 pm
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