Personal Checking

Senior Citizen Account

  • No Minimum Opening Amount
  • Interest bearing account with daily balance of $1,000 or greater
  • No Monthly Maintenance Fee
  • Free Standard Checks – Others at Regular Charges

Regular Checking

  • Non-interest bearing account.
  • Minimum opening amount is $100.00.
  • Maintenance Fee of $5.00 if Account drops below $100.00 on any given day during cycle

Student Checking

  • For students age 25 or younger
  • No Minimum Opening Amount
  • Non-Interest Bearing Account
  • No Monthly Maintenance Fee
  • Regular Check Order Charges Apply

NOW Accounts

  • Minimum Opening Amount of $1,500.00
  • Maintenance Fee of $10.00 if Account drops below $1,500.00 on any given day during cycle
  • Variable Rate Interest Paid on Full Balance

Bank Information 

Bank Locations  Products & Service  Operating Hours    
Financial Calculators
Privacy Policy
Contact Us
Wedowee - Main Branch
Ranburne Branch
Roanoke Branch
Heflin Branch
Oxford - Loan Production
Carrollton, GA - Branch 
Dallas, GA - Branch
Personal Checking
Business Checking
Personal Lending
Business Lending
Merchant Services
Certificates of Deposit
Telephone Banking
Monday 8:30 am - 4:30 pm
Tuesday 8:30 am - 4:30 pm
Wednesday 8:30 am - 1:00 pm
Thursday 8:30 am - 4:30 pm
Friday 8:30 am - 5:00 pm
Saturday (Lobby Closed) 

Monday 8:00 am - 4:30 pm
Tuesday 8:00 am - 4:30 pm
Wednesday 8:00 am - 1:00 pm
Thursday 8:00 am - 4:30 pm
Friday 8:00 am - 5:00 pm
Saturday 8:00 am - 12:00 pm
 Equal Housing Lender

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