Certificate of Deposits (CD’s)

Small Town Bank offers competitive interest rates on our Certificate of Deposit Accounts. You may choose from varying terms up to five (5) years. Normally, we will pay you a higher Annual Percentage Rate (APR) for a longer term. Interest can be paid monthly on Certificates of Deposit $5,000.00 and over. *Substantial Penalty for Early Withdrawal

At Small Town Bank you will find a courteous New Accounts Representative who will gladly answer any questions you may have concerning a Certificate of Deposit. Please call us toll-free at any location or come by today any location for current interest rates and quality customer service. 

  • Varying Terms available
  • Competitive Interest Rates
  • Interest Compounding Monthly Allowed for Deposits $5,000 & Over
  • Substantial Penalty for Early Withdrawal

 Small Town Bank
New Account Representatives

Wedowee Office
Ranburne Office
Roanoke Office
Heflin Office
Carrollton Office
 Dallas Office
Debbie Meadows
Leah Holloway
(256) 357-4936

Nathan Harris
(256) 568-2265

Janell Cottle
(334) 863-4151
Faye Aldredge
(256) 463-2790
Kimberly Duke
(770) 834-5111
Carol Wallace 
(770) 505-2265 
Bank Information 

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Contact Us
Wedowee - Main Branch
Ranburne Branch
Roanoke Branch
Heflin Branch
Oxford - Loan Production
Carrollton, GA - Branch 
Dallas, GA - Branch
Personal Checking
Business Checking
Personal Lending
Business Lending
Merchant Services
Certificates of Deposit
Telephone Banking
Monday 8:30 am - 4:30 pm
Tuesday 8:30 am - 4:30 pm
Wednesday 8:30 am - 1:00 pm
Thursday 8:30 am - 4:30 pm
Friday 8:30 am - 5:00 pm
Saturday (Lobby Closed) 

Monday 8:00 am - 4:30 pm
Tuesday 8:00 am - 4:30 pm
Wednesday 8:00 am - 1:00 pm
Thursday 8:00 am - 4:30 pm
Friday 8:00 am - 5:00 pm
Saturday 8:00 am - 12:00 pm
 Equal Housing Lender

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